15 Best Maldives Resorts Under $300/Night in 2026
Dreaming of the Maldives but think it's out of reach? Think again! As an expert Maldives travel writer, I’m here to tell you that the pristine white sands, crystal-clear turquoise waters, and vibrant marine life of this idyllic archipelago can absolutely be experienced without breaking the bank. Forget the misconception that the Maldives is exclusively for honeymooners with unlimited budgets. With careful planning and insider knowledge, you can uncover genuinely luxurious experiences for under $300 per night in 2026.
This comprehensive guide dives deep into the world of affordable Maldives luxury, revealing the best value resorts that offer incredible amenities, comfort, and authentic Maldivian charm without the eye-watering price tag. We'll explore what you can realistically expect for your budget, how to find the best deals, and present 15 hand-picked resorts that consistently deliver exceptional value.
💡 Pro Tip
The prices listed in this article are estimated for 2026, based on off-peak season (May-November), early bookings, and standard room categories. Actual prices may vary based on demand, specific dates, and promotions. Always compare prices across multiple platforms like Expedia and CheapTickets, and check TripAdvisor for the latest traveler reviews.
Understanding Maldives Budget Luxury: What $300 Gets You
When we talk about "under $300/night" in the Maldives, it's important to set realistic expectations. While you might not get an overwater villa with a private plunge pool at this price point (though rare deals can sometimes pop up!), you absolutely can secure:
- Comfortable Beachfront Rooms: Many resorts offer charming, well-appointed beach bungalows or garden villas just steps from the ocean.
- Quality Amenities: Expect swimming pools, dive centers, watersports facilities, spas (often at an extra cost), and a choice of dining options.
- Stunning Natural Beauty: Regardless of the resort's price, the Maldives' natural allure – the coral reefs, marine life, and breathtaking sunsets – is universally accessible.
- Meal Plans: Many budget-friendly resorts include half-board (breakfast and dinner) or even full-board (all three meals), significantly reducing your on-island expenses. All-inclusive options are rarer at this price but do exist.
- Authentic Maldivian Experience: Smaller, more intimate resorts often provide a genuine sense of island life and hospitality.
It's crucial to differentiate between traditional resort islands and guesthouses on local islands. While local island guesthouses can offer incredible value (often under $100/night), this article focuses specifically on dedicated resort islands, where you have the entire island to yourself and typically enjoy a higher level of service and facilities. However, we'll highlight resorts that offer a similar intimate charm.
Factors Influencing Price in 2026
- Seasonality: The peak season (December-April) sees prices skyrocket. Traveling during the low season (May-November) is your best bet for budget deals. While there might be a higher chance of rain, showers are often brief, and you'll enjoy fewer crowds and lush green landscapes.
- Booking Window: Booking far in advance (6-12 months out) or looking for last-minute promotions can yield significant savings.
- Room Category: Opt for standard beach rooms, garden villas, or basic bungalows. Overwater villas, while iconic, almost always exceed the $300 threshold.
- Meal Plan: Half-board or full-board can save you a fortune on food and drinks. All-inclusive can be a great deal if you plan to consume a lot of beverages and snacks.
- Transfers: Always factor in the cost of transfers (speedboat, seaplane, or domestic flight). Some resorts include them in packages, others charge extra, and these can sometimes add $100-$500+ per person.
15 Best Maldives Resorts Under $300/Night in 2026
Here are our top picks for resorts that consistently offer excellent value, amenities, and a true Maldivian experience for under $300 per night in 2026. Prices are estimates for off-peak season, standard rooms, and may not include transfers unless specified.
1. Fihalhohi Island Resort
A classic Maldivian gem, Fihalhohi is renowned for its lush vegetation, house reef, and fantastic diving opportunities. It offers a rustic, laid-back charm, perfect for nature lovers and snorkelers. The resort focuses on natural beauty rather than extravagant luxury, making it a timeless budget-friendly choice.
- Pros: Excellent house reef for snorkeling, beautiful natural surroundings, great value for money, friendly staff.
- Cons: Rooms are a bit dated, limited dining options, transfer via speedboat can be an additional cost.
Book Fihalhohi Island Resort
Check Prices on Expedia →2. Embudu Village
One of the Maldives' original resorts, Embudu Village offers a no-frills, authentic Maldivian experience. Famous for its vibrant house reef and proximity to dive sites, it's a haven for underwater enthusiasts. The focus here is on the stunning natural environment and simple, comfortable accommodation.
- Pros: Exceptional house reef, excellent for diving and snorkeling, good value all-inclusive packages available, short speedboat transfer.
- Cons: Basic accommodation, not ideal for those seeking modern luxury, limited entertainment.
Book Embudu Village
Check Prices on Expedia →3. Biyadhoo Island Resort
Often called "The Diver's Paradise," Biyadhoo is another long-standing resort celebrated for its incredible house reef and prime location near some of the best dive sites in the South Malé Atoll. It’s a simple, unpretentious resort perfect for guests whose priority is exploring the underwater world.
- Pros: World-class house reef, fantastic diving and snorkeling, very natural and quiet atmosphere, good value.
- Cons: Rooms are very basic and could use renovation, limited activities beyond water sports.
Book Biyadhoo Island Resort
Check Prices on Expedia →4. Adaaran Club Rannalhi
Adaaran Club Rannalhi offers a more vibrant atmosphere with good facilities, including a decent house reef, a spa, and multiple bars. It's a popular choice for those looking for an all-inclusive experience at a reasonable price, blending relaxation with a touch more activity.
- Pros: Good all-inclusive package options, lively atmosphere, decent house reef, comfortable rooms.
- Cons: Can feel a bit crowded at times, food quality can be inconsistent, some rooms show wear and tear.
Book Adaaran Club Rannalhi
Check Prices on Expedia →5. Reethi Beach Resort
While often slightly above the $300 mark, Reethi Beach Resort frequently offers promotions that bring its lovely garden villas into this price range. Located in the Baa Atoll, a UNESCO Biosphere Reserve, it boasts a beautiful lagoon and excellent service. It’s a step up in quality for a similar price point if you catch a deal.
- Pros: Beautiful natural setting, excellent service, good food, strong focus on sustainability, access to Baa Atoll marine life.
- Cons: Transfers via domestic flight + speedboat can be expensive, standard rooms are quite simple.
Book Reethi Beach Resort
Check Prices on Expedia →6. Thulhagiri Island Resort & Spa
Known as the "Garden of Eden," Thulhagiri combines natural beauty with comfortable amenities. It features a stunning sandbank, a good house reef, and a relaxed atmosphere. The resort offers both beach bungalows and some entry-level water bungalows that might occasionally dip into our budget with special offers.
- Pros: Beautiful sandbank, good house reef, peaceful environment, option for water bungalows (at higher end of budget).
- Cons: Rooms can be a bit dated, food variety might be limited for longer stays.
Book Thulhagiri Island Resort
Check Prices on Expedia →7. Fun Island Resort
True to its name, Fun Island Resort provides a lively and engaging vacation experience without the hefty price tag. It's part of the Villa Hotels & Resorts group, known for offering good value. Guests can enjoy various watersports and excursions, making it great for active travelers.
- Pros: Good range of activities and excursions, lively atmosphere, decent value for money, part of a reputable chain.
- Cons: Basic accommodation, not the most luxurious, can get busy.
Book Fun Island Resort
Check Prices on Expedia →8. Holiday Island Resort & Spa
Also part of the Villa Hotels & Resorts group and sister property to Fun Island, Holiday Island Resort & Spa offers a slightly more serene experience. It features expansive beaches, a large swimming pool, and a good selection of watersports. It’s known for its beautiful sunsets and tranquil ambiance.
- Pros: Wide, beautiful beaches, good pool area, relaxed atmosphere, value-for-money packages.
- Cons: Can feel a bit isolated, fewer dining options compared to larger resorts, rooms are functional but not luxurious.
Book Holiday Island Resort
Check Prices on Expedia →9. Eriyadu Island Resort
Eriyadu is a small, intimate resort in the North Malé Atoll, celebrated for its stunning house reef and excellent diving. It offers a peaceful retreat with comfortable rooms and a focus on natural beauty. It’s ideal for snorkelers and divers seeking an authentic, quiet Maldivian escape.
- Pros: Exceptional house reef, great for diving and snorkeling, quiet and intimate atmosphere, good value all-inclusive.
- Cons: Limited entertainment, rooms are functional rather than luxurious, remote location.
Book Eriyadu Island Resort
Check Prices on Expedia →10. South Palm Resort Maldives
Located in the southernmost Addu Atoll, South Palm Resort Maldives offers a unique Maldivian experience away from the bustling central atolls. It boasts a beautiful lagoon, a variety of room types, and a focus on cultural experiences. Access requires a domestic flight, but the remote beauty is worth it.
- Pros: Secluded location, beautiful lagoon, modern rooms, good value for a 4-star experience, unique cultural excursions.
- Cons: Domestic flight transfer adds cost and travel time, house reef not as strong as some other resorts.
Book South Palm Resort Maldives
Check Prices on Expedia →11. Cinnamon Dhonveli Maldives
Famous among surfers for its proximity to Pasta Point, Cinnamon Dhonveli Maldives also offers excellent value for non-surfers. It’s a larger resort with a lively atmosphere, multiple dining options, and a range of activities. Standard rooms often fall within our budget, especially during the off-season.
- Pros: Great for surfers, lively atmosphere, multiple restaurants and bars, good facilities, close to Malé.
- Cons: Can be crowded, not the most tranquil setting, overwater bungalows are typically above budget.
